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Is Your Application Already in Progress?

If you used an external account to fund your new Astoria Federal account, you will need to verify your funds to complete your account set-up.

Gold Checking: there are times when you deserve special benefits.

There are certain times in life you should be given special benefits. Gold Checking lets you earn interest on your balance if you’re 50 or over. Here are even more reasons you’ll be happy to bank at Astoria Federal:

  • No monthly service charges for active accounts1 when you maintain a minimum daily balance of just $500 or a $3,000 balance in any combination of Astoria deposit accounts
  • FREE Visa® Gold Debit Card
  • FREE Online Banking with Bill Pay and Telephone Banking
  • FREE Mobile Banking2
  • FREE ATM and debit card purchases3
  • A competitive interest rate on your balance
  • Overdraft protection or a line of credit, if you qualify
  • $50 Bonus4 when you initiate Direct Deposit on your account at any branch
  • The Security of FDIC Insurance

Add the Plus Package5 for truly valuable savings and added protection that may enhance your lifestyle! Choose from exclusive discounts and special offers on dining, entertainment, shopping, travel, cash back rewards, Identity Theft Insurance and Support, and much more.


Contact us, give us a call at 1-800-ASTORIA (278-6742.) and press option 9, or stop in or your neighborhood branch – an Astoria Federal personal banker will be happy to help you.

1An account becomes inactive when no transactions (except for fees charged or interest paid) occur for a minimum of 89 consecutive days.
2 You will need Internet access on your mobile device to use all the features of the Mobile Web and Mobile App services. Message and data rates may apply from your wireless carrier. Please check with your wireless service provider for details on its fees and charges.
3 If the qualifying balance is met. Certain fees may be assessed by other financial institutions or retail companies for use of their ATMs or terminals.
4 To be eligible for the cash bonus, direct deposit must be a new service for each customer accepting the offer. A direct deposit is considered a recurring, pre-authorized deposit credited to the customers checking account via the Automated Clearing House (ACH). One-time ACH credits such as tax refunds, payments/transfers from other bank accounts, etc. do not qualify. Cash bonus is limited to $50 per customer regardless of how many direct deposits are initiated. Customer is not eligible to receive a cash bonus for direct deposits that currently exist on the account. The direct deposit must be credited within 90 days from the date the customer request is initiated with us. Bonus to be credited within thirty (30) days after receipt of the first direct deposit transaction. $50 will be reported as interest for your account on IRS form 1099-INT.Offer can be revoked by Astoria Federal at any time. See branch for additional terms, conditions and restrictions.
5 Plus Package membership benefits are offered to you through an arrangement with Affinion Benefits Group, LLC. Certain monthly fees apply, ask for details or refer to our Schedule of Charges and Availability of Funds brochure.

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