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Is Your Application Already in Progress?

If you used an external account to fund your new Astoria Federal account, you will need to verify your funds to complete your account set-up.

Easy Checking

Easy Checking will make you smile. Especially all the free services you get, with no minimum balance requirement to maintain. An Astoria Federal Easy Checking account includes:

  • No monthly service charges with no minimum balance required for active accounts1 after you open the account with a starting balance of just $25
  • FREE Visa® Gold Debit Card
  • FREE Online Banking with Bill Pay and Telephone Banking
  • FREE Mobile Banking2
  • Unlimited check writing
  • Overdraft protection or a line of credit, if you qualify
  • $50 Bonus3 when you initiate Direct Deposit on your account at any branch
  • The Security of FDIC Insurance

Add the Plus Package4 for truly valuable savings and added protection that may enhance your lifestyle! Choose from exclusive discounts and special offers on dining, entertainment, shopping, travel, cash back rewards, Identity Theft Insurance and Support, and much more.


Contact us, give us a call at 1-800-ASTORIA (278-6742.) and press option 9, or stop in or your neighborhood branch – an Astoria Federal personal banker will be happy to help you.

1 An account becomes inactive when no transactions (except for fees charged or interest paid) occur for a minimum of 89 consecutive days.
2You will need Internet access on your mobile device to use all the features of the Mobile Web and Mobile App services. Message and data rates may apply from your wireless carrier. Please check with your wireless service provider for details on its fees and charges.
3 To be eligible for the cash bonus, direct deposit must be a new service for each customer accepting the offer. A direct deposit is considered a recurring, pre-authorized deposit credited to the customers checking account via the Automated Clearing House (ACH). One-time ACH credits such as tax refunds, payments/transfers from other bank accounts, etc. do not qualify. Cash bonus is limited to $50 per customer regardless of how many direct deposits are initiated. Customer is not eligible to receive a cash bonus for direct deposits that currently exist on the account. The direct deposit must be credited within 90 days from the date the customer request is initiated with us. Bonus to be credited within thirty (30) days after receipt of the first direct deposit transaction. $50 will be reported as interest for your account on IRS form 1099-INT.Offer can be revoked by Astoria Federal at any time. See branch for additional terms, conditions and restrictions.
4 Plus Package membership benefits are offered to you through an arrangement with Affinion Benefits Group, LLC. Certain monthly fees apply, ask for details or refer to our Schedule of Charges and Availability of Funds brochure.

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