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Consumer Credit Cards
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Consumer Credit Cards

Whether you use your credit card for online shopping or emergency expenses; we offer several credit cards* to meet your needs. Each credit card offers the benefits that you deserve – including Purchase Protection, Extended Warranty, Travel Assistance, Travel Accident Insurance, and Car Rental Discounts.**

Choose the VISA® card that's right for you – and, for something truly personal, design your own card. No matter which card you choose, you'll enjoy a wide range of benefits that include competitive rates, identity theft protection and more.

Maximum Rewards® Platinum Edition® Visa® Card

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  • Introductory 0% APR2 on purchases and balance transfers for the first 12 billing cycles after your account is opened.
  • After the intro rate expires, keep saving with a variable APR between 13.99% and 19.99% based on the Prime Rate depending on how you meet our credit criteria.
  • Earn 1 point for every $1 in qualifying purchases.1
  • Redeem points for gift cards, cash back in the form of a credit to your account, merchandise, full-service airline travel, and more. Visit the Maximum Rewards Guide to see a sample of reward options.

» Summary of Credit Terms

Platinum Edition® Visa® Card

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  • No annual fee2
  • Introductory 0% APR2 on purchases for the first 12 billing cycles after your account is opened
  • Keep saving after with a variable APR between 9.99% and 17.99% after the intro rates expire, based on the Prime Rate depending on how you meet our credit criteria.

>> Summary of Credit Terms

Secured Card

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  • Help build or rebuild your credit
  • Decide what credit limit between $300 and $5,000 (in $50 increments) you'd like

>> Summary of Credit Terms

Design Your Card

Customize your card today! It's fun, easy, and simple. Upload your favorite digital image and you're on your way to designing a credit card that is unique to you.

Access Your Account

Manage your account online 24 hours a day at www.firstbankcard.com/astoriafederal or call Customer Service at 1-888-295-5540.

Important Information

In order to keep these rates, you must make payments when due, stay within your credit limit and be sure payments are not dishonored for any reason. Introductory rates do not apply to cash advances.

Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.

* Cards are issued by First Bankcard, a division of First National Bank of Omaha.
** Complete details, including restrictions, limitations and exclusions will be available when you become a cardholder.

1 See the Rewards Terms and Conditions in the Summary of Credit Terms for details.
2For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

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