Flexible Coverage at a Reasonable Cost

Term Life Insurance enables you to buy a large amount of insurance at a lower initial cash outlay than permanent insurance. This type of insurance is usually purchased to take advantage of a temporary or short-term situation, such as a mortgage obligation, business debt or key person insurance. Unlike permanent insurance, a term life policy has no cash value and the benefit is the face value of the policy. Some term policies permit the insured to renew with no medical requirements at a higher premium according to policy terms.

The Representative can work with you and your tax advisors to develop a comprehensive insurance program, to protect you, your family, or your business. The licensed Financial Consultants will prepare an individual recommendation based upon your needs, reflecting the best portfolio of insurance products for you.

We're Here to Help...

Simply click on "Ask The Expert" to send us an e-mail, call us at 1-800-ASTORIA, or click on "Locations" to find the branch nearest you. We look forward to working with you!

Legal Disclosures

Insurance products are made available by AF Insurance Agency, Inc., a wholly-owned subsidiary of Astoria Financial Corporation ("AFC") and sold through IFS Agencies, Inc., ("IFSA"), a licensed insurance agency.

IFMGSI and IFSA are not affiliates of AFC, Astoria Federal or AF Insurance Agency, Inc.

The insurance products referenced herein are not insured by the FDIC or any other agency of the United States. They are not insured by, are not deposits or other obligations of and are not guaranteed by AFC, Astoria Federal or AF Insurance Agency, Inc. Variable Universal Life involves investment risk, including the possible loss of principle.