Protection for a Lifetime

If you are looking for guaranteed protection on a long-term basis, consider permanent insurance, such as Whole Life insurance. The death benefit and premiums are fixed throughout the life of the policy. You are guaranteed that the amount of the death benefit will not change and the premiums will be the same for the life of the policy.

You can also borrow against the cash value of the policy that accrues over time, on a tax deferred basis, to help you through business emergencies, pay education expenses, or debt consolidation. Please note that a lapsed policy with a loan may cause a severe income tax liability.

The Representative can work with you and your tax advisors to develop a comprehensive insurance program, to protect you, your family, or your business. The licensed Financial Consultants will prepare an individual recommendation based on your needs, reflecting the best portfolio of insurance products for you.

We're Here to Help...

Simply click on "Ask The Expert" to send us an e-mail, call us at 1-800-ASTORIA, or click on "Locations" to find the branch nearest you. We look forward to working with you!

Legal Disclosures

Insurance products are made available by AF Insurance Agency, Inc., a wholly-owned subsidiary of Astoria Financial Corporation ("AFC") and sold through IFS Agencies, Inc., ("IFSA"), a licensed insurance agency.

IFMGSI and IFSA are not affiliates of AFC, Astoria Federal or AF Insurance Agency, Inc.

The insurance products referenced herein are not insured by the FDIC or any other agency of the United States. They are not insured by, are not deposits or other obligations of and are not guaranteed by AFC, Astoria Federal or AF Insurance Agency, Inc. Variable Universal Life involves investment risk, including the possible loss of principle.